Journal of Academic Research for Humanities (JARH) is a double-blind peer-review, Open Free Access, online Multidisciplinary Research Journal
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Vol. 4 No. 2 (2024)
The International "Journal of Academic Research for Humanities"

Research Articles

Utilization of Agriculture Credit by Married Women: Does the Husband Matter?

Published 23-06-2024

  • Aniqa Arslan
    • ,
  • Arslan Qayyum
    • ,
  • Tania Laghari

Aniqa Arslan
Assistant Professor, Department of Economics, Shaheed Benazir Bhutto University, Nawabshah

Arslan Qayyum
Assistant Professor, Institute of Business Management, Karachi, Pakistan

Tania Laghari
Assistant Professor, Shaheed Benazir Bhutto University, Shaheed Benzairabad

Abstract

The current study presents an investigation of the utilization of agriculture credit by married women in Pakistan. The purpose of this study is to investigate how husbands in Pakistan's Punjab and Sindh provinces assist their wives in obtaining and using agricultural finance. The current research used descriptive analysis, correlation analysis, and binary logistic regression analysis, among other statistical techniques, to examine the differences and similarities between the two provinces, utilizing primary data from the adopted and modified questionnaire of Tisdell et al. (2020). The findings indicate that men significantly influence the amount of agricultural funding that their wives can obtain. It turned out that husbands in Sindh province support their wives' savings and investments more than do husbands in Punjab province. The study found that the fact that some husbands in both regions exploit their wives' credit for personal benefit may reduce the benefits and empowerment of women in agriculture. Furthermore, the findings of the study identified several factors that affect women's capacity to get and use credit, including income, education, land ownership, household size, and societal norms.

Keywords

Agricultural, , Finance, , Investment, , Ownership, , Investments.

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